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Health insurance termination in Switzerland. Information by postcode

You can have all the bonuses calculated for the desired franchises. Particularly useful: Choose the «Franchise» option if you would like to know the best franchise for your estimated health costs: Lucerne

In this case, the premium calculator from assicurandum.ch calculates automatically for all product variants, which franchise is the most convenient for you personally.
All standard, HMO, GP, Telmed, Medpharm and Pharmed of the compulsory basic insurance are displayed for your profile, which are available in your community. The officially approved premium data of the Federal Government (FAG, Priminfo) serve as the basis.
In addition, the neutral calculator takes into account reductions in premiums for families with several children, restricted areas of activity for the health insurance funds, and restricted coverage areas for the HMO and pediatrician models
In the case of families and children's health insurance, the health insurance legislation provides for sufficient leeway to relieve families financially. The franchise plays an important role here, which is usually set at CHF 0 for children.

Termination of basic insurance
If you want to change your health insurance, this usually happens at the end of the year. The Federal Office of Public Health approves the premiums for the following year each autumn. Your new premium will be communicated to you in writing by your health insurance no later than the end of October. You now have the time to submit the cancellation to your insurer no later than 30 November. Note: The insurer must have received your letter on this date.
For insured persons with a decent franchise (300 francs), there is an additional termination date at the end of June. The notice period is three months.

Cancellation supplementary insurance
The termination date for supplementary insurance is generally 30 September, the periods of notice may vary. Most suppliers offer a three-month notice period at the end of the year. However, there are exceptions, such as multi-year contracts.
In the case of a premium increase, a shorter notice period of one month is generally applicable.
The exact regulation can be found in the insurance conditions of your current health insurer. In case of uncertainty, you can clarify directly with this, which applies in your case.

Postal code per region and canton: Lucerne
GEMEINDE	NPA	ORTSBEZEICHNUNG
Luzern	6000	Luzern
Luzern	6003	Luzern
Luzern	6004	Luzern
Luzern	6005	Luzern
Luzern	6006	Luzern
Luzern	6014	Luzern
Luzern	6015	Luzern
Luzern	6016	Hellbühl
Luzern	6020	Emmenbrücke
Ebikon	6004	Luzern
Ebikon	6006	Luzern
Ebikon	6020	Emmenbrücke
Ebikon	6030	Ebikon
Ebikon	6032	Emmen
Horw	6005	Luzern
Horw	6005	St. Niklausen LU
Horw	6047	Kastanienbaum
Horw	6048	Horw
Horw	6052	Hergiswil NW
Kriens	6005	Luzern
Kriens	6010	Kriens
Kriens	6012	Obernau
Kriens	6013	Eigenthal
Kriens	6048	Horw
Emmen	6020	Emmenbrücke
Emmen	6032	Emmen
Emmen	6206	Neuenkirch

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