Overview of health insurance companies: Concordia

Health insurance companies

Concordia

CONCORDIA Luzern

Zahnpflegeversicherung3

Free medical advice by telephone
Option 3: 75 % to CHF 1,500/year

Zahnpflegeversicherung2

Free medical advice by telephone
Option 2: 50 % to CHF 1,000/year

DIVERSApremium

Free medical advice by telephone
Overnight stay in the event of an outpatient procedure: 75 %, max. CHF 200/year
Rooming-in: up to CHF 100/night, max. 10 overnight stays in family room for delivery: CHF 100/night, max. 5 overnight stays (waiting period of 1 year) Care for sick/injured child2: CHF 50/hr., max. CHF 600/year
For medicines not covered by basic insurance (if registered by Swissmedic): 75 %
All other vaccinations: 90 %
Outpatient (orthodontics up to the age of 22, temporomandibular joint discomforts, etc.): 75 % Inpatient (oral surgery and orthodontics): contracted hospitals, general ward in canton of residence
up to the age of 18: CHF 300/year age 18 and over CHF 300/3 years
50 %, max. CHF 600/5 years (waiting period of 1 year)
Outpatient medical treatment (deductible CHF 1,000): 75 %, max. CHF 10,000/year
Search operations for rescue and recovery1: max. CHF 20,000 Rescue and transport costs1: unlimited Illness or accident1: inpatient max. 75 days, outpatient local rates
Search and rescue costs: max. CHF 25,000 Transport costs: unlimited
75 %, max. CHF 3,000/3 years
Spa cures: CHF 50/day, max. 21 days/year Convalescence cures: CHF 50/day, max. 21 days/year
Household help: CHF 50/day, max. 30 days/year
50 %, max. CHF 2,000
No deductible (except for scheduled outpatient medical treatments abroad)
In Europe: max. CHF 500,000 Outside of Europe: max. CHF 50,000

DIVERSAcare

Free medical advice by telephone
Overnight stay in the event of an outpatient procedure: 50 %, max. CHF 200/year
Rooming-in: up to CHF 60/night, max. 10 overnight stays in family room for delivery: CHF 60/night, max. 5 overnight stays (waiting period of 1 year) Care for sick/injured child2: CHF 30/hr., max. CHF 600/year
For medicines not covered by basic insurance (if registered by Swissmedic): 50 %
All other vaccinations: 90 %
Outpatient (orthodontics up to the age of 22, temporomandibular joint discomforts, etc.): 50 % Inpatient (oral surgery and orthodontics): contracted hospitals, general ward in canton of residence
up to the age of 18: CHF 200/year age 18 and over CHF 200/3 years
50 %, max. CHF 400/5 years (waiting period of 1 year)
Search operations for rescue and recovery1: max. CHF 10,000 Rescue and transport costs1: unlimited Illness or accident1: inpatient max. 45 days, outpatient local rates
Search and rescue costs: max. CHF 15,000 Transport costs: unlimited
75 %, max. CHF 2,000/3 years
Spa cures: CHF 30/day, max. 21 days/year Convalescence cures: CHF 30/day, max. 21 days/year
Household help: CHF 50/day, max. 30 days/year
50 %, max. CHF 2,000
No deductible (except for scheduled outpatient medical treatments abroad)

NATURAplus

Free medical advice by telephone
More than 130 methods (recognised by CONCORDIA);
Treatment including prescribed remedies;
Treatment by naturopaths: 75 %, max. CHF 6,000/year
Treatment by therapists: 75 %, max. CHF 2,000/year
Childbirth preparation course and breastfeeding consultation;
pregnancy, pelvic floor and postnatal exercise;
baby swimming course 50 %, max. CHF 200/area and year
More areas: max. CHF 500/year
Back and posture training, physical fitness, CONCORDIA
Sport-Bonus, etc. 50 %, max. CHF200/area and year
More areas: max. CHF 500/year
90 %, max. CHF 500/year (if recognised by CONCORDIA)

NATURA

Free medical advice by telephone
More than 70 methods (recognised by CONCORDIA);
Treatment including prescribed remedies;
Treatment by naturopaths: 75 %, max. CHF 4,000/year
Treatment by therapists: 75 %, max. CHF 1,500/year
Childbirth preparation course and breastfeeding consultation;
pregnancy, pelvic floor and postnatal exercise;
baby swimming course 50 %, max. CHF 200/area and year
More areas: max. CHF 500/year
Back and posture training, physical fitness, CONCORDIA
Sport-Bonus, etc. 50 %, max. CHF200/area and year
More areas: max. CHF 500/year
90 %, max. CHF 500/year (if recognised by CONCORDIA)

Allgemein

Free medical advice by telephone
Two-bed room Free choice of hospital, throughout Switzerland Free choice of doctor in the hospital
Rooming-in: up to CHF 60/night towards accommodation costs of parents in the hospital room of their children Payout for outpatient or home birth: CHF 1,000
For certain illnesses and in case of dental accident: insured ward in contracted hospital throughout Switzerland
Spa cures: CHF 50/day, max. 21 days/year Convalescence cures: CHF 50/day, max. 21 days/year
CHF 50/day, max. 30 days/year
Deductible options: CHF 0 to 10,000/year No retention fee

Halb privat

Free medical advice by telephone
Multibed room
Rooming-in: up to CHF 60/night towards accommodation costs of parents in the hospital room of their children
Payout for outpatient or home birth: CHF 300
For certain illnesses and in case of dental accident: insured ward in contracted hospital throughout Switzerland
Spa cures: CHF 30/day, max. 21 days/year Convalescence cures: CHF 30/day, max. 21 days/year
CHF 30/day, max. 30 days/year
No deductible
No retention fee

Privat

concordiaMed premium: Free medical advice by telephone as well as direct appointment scheduling
Room with one bed Free choice of hospital, worldwide Free choice of doctor in the hospital
Rooming-in: up to CHF 60/night towards accommodation costs of parents in the hospital room of their children Payout for outpatient or home birth: CHF 1,500
For certain illnesses and in case of dental accident: insured ward in contracted hospital throughout Switzerland
Worldwide (for treatment methods recognised in Switzerland)
Spa cures: CHF 70/day, max. 21 days/year Convalescence cures: CHF 70/day, max. 21 days/year
CHF 70/day, max. 30 days/year
Deductible options: CHF 0 to 10,000/year No retention fee

Privat Weltweit

concordiaMed premium: Free medical advice by telephone as well as direct appointment scheduling
Room with one bed Free choice of hospital, worldwide Free choice of doctor in the hospital
Rooming-in: up to CHF 60/night towards accommodation costs of parents in the hospital room of their children Payout for outpatient or home birth: CHF 1,500
For certain illnesses and in case of dental accident: insured ward in contracted hospital throughout Switzerland
Worldwide (for treatment methods recognised in Switzerland)
Spa cures: CHF 70/day, max. 21 days/year Convalescence cures: CHF 70/day, max. 21 days/year
CHF 70/day, max. 30 days/year
Deductible options: CHF 0 to 10,000/year No retention fee

Libero

Free medical advice by telephone
According to the hospital ward chosen upon entering the hospital
Rooming-in: up to CHF 60/night towards accommodation costs of parents in the hospital room of their children Payout for outpatient or home birth: CHF 300
For certain illnesses and in case of dental accident: insured ward in contracted hospital throughout Switzerland
Spa cures: CHF 30/day, max. 21 days/year. Convalescence cures: CHF 0/day, max. 21 days/year
CHF 30/day, max. 30 days/year, within a period of 365 days

PRIVATE: Retention fee 35 %, max. CHF 4,000/year
SEMIPRIVATE3: Retention fee 20 %, max. CHF 2,000/year
GENERAL: no retention fee

DIVERSA

Free medical advice by telephone
For medicines not covered by basic insurance (if registered by Swissmedic): 50 %
All other vaccinations: 90 %
Outpatient (orthodontics up to the age of 22, temporomandibular joint discomforts, etc.): 50 % Inpatient (oral surgery and orthodontics): contracted hospitals, general ward in canton of residence
up to the age of 18: CHF 150/year age 18 and over CHF 150/3 years
Search operations for rescue and recovery1: max. CHF 10,000 Rescue and transport costs1: unlimited Illness or accident1: inpatient max. 45 days, outpatient local rates
Search and rescue costs: max. CHF 10,000 Transport costs: unlimited
75 %, max. CHF 2,000/3 years
Spa cures: CHF 30/day, max. 21 days/year Convalescence cures: CHF 30/day, max. 21 days/year
Household help: CHF 50/day, max. 30 days/year
50 %, max. CHF 2,000
No deductible (except for scheduled outpatient medical treatments abroad)

Zahnpflegeversicherung4

Free medical advice by telephone
Option 4: 75 % to CHF 2,000/year

DIVERSAplus

Free medical advice by telephone
For medicines not covered by basic insurance (if registered by Swissmedic): 75 %
All other vaccinations: 90 %
Outpatient (orthodontics up to the age of 22, temporomandibular joint discomforts, etc.): 75 % Inpatient (oral surgery and orthodontics): contracted hospitals, general ward in canton of residence
up to the age of 18: CHF 250/year age 18 and over CHF 250/3 years
Search operations for rescue and recovery1: max. CHF 20,000 Rescue and transport costs1: unlimited Illness or accident1: inpatient max. 60 days, outpatient local rates
Search and rescue costs: max. CHF 20,000 Transport costs: unlimited
75 %, max. CHF 3,000/3 years
Spa cures: CHF 50/day, max. 21 days/year Convalescence cures: CHF 50/day, max. 21 days/year
Household help: CHF 50/day, max. 30 days/year
50 %, max. CHF 2,000
No deductible

Zahnpflegeversicherung1

Free medical advice by telephone
Option 1: 50 % to CHF 500/year

Assura

ASSURA Pully

Avenir

Avenir Martigny

Easy Sana

Easy Sana Martigny

Helsana

Helsana Zürich

Innova

Innova

Kolping

Kolping Dübendorf

Mutuel

Mutuel Martigny

Philos

Philos Martigny

Progrès

Progrès Zürich

Supra

SUPRA Lausanne

Swica

SWICA Winterthur

Sympany

Vivao Sympany Basel

Visana

Visana Bern 15

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